Cute Merry Christmas Owl Card Topper with Wavy Borders & Holiday Labels

A charming Christmas card topper featuring an adorable white owl wearing a festive Santa hat with holly and berries, peeking over elegant wavy borders decorated with tiny heart cutouts and embossed snowflakes. The design includes a green snowflake bow and a gold‑bordered “Merry Christmas” label, plus extra interchangeable greetings: Joy to the World, Season’s Greetings, Happy Holidays, and A Winter’s Wish. Perfect for Christmas cards, children’s crafts, festive greetings, scrapbooking, and printable holiday projects.

Commercial use OK in finished product.