WARM AND COSY NAMES - INSERT

My Warm and Cosy series of cards has golden text which is decorated with items of clothing to keep it warm and cosy - e.g. hats, ear muffs, scarves, mittens, leg warmers etc.

The background has white stars on blue, red and blue borders, gingerbread men, cranberries and cinnamon sticks.

This is the insert to match.

The Designer accepts total responsibility for this product, its use and any copyright issues that arise.